Two Business Models: Godfather II and Superman III

I spend a fair bit of time explaining how our business works. It isn’t very complicated. It’s different from others and for that reason people assume it’s sophisticated. I thought I would summarise how most businesses in financial services work. … Read More

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Posted on 12/05/12

I forgot to be omnipotent

I made my daughter cry on the weekend as I forgot to be omnipotent. On Saturday we went bowling, just her and I, while her mum was away in London. Aside from the bowling we played on a few slot … Read More

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Posted on 03/05/12

Jargon: why it’s our fault

There is an overwhelming consensus that financial services is full of jargon and that that’s a very bad thing. I haven’t found a single view to the contrary. So why it is still so rampant? Because of us. Most people … Read More

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Posted on 19/03/12

threesixty’s new look

  Last year I decided we needed to invest some time and money into marketing to enhance the way we communicate to the outside world. I spent the last six months of 2011 making a lot of changes and improvements … Read More

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Posted on 10/03/12

Independent – What’s in a Name?

There is still a lot of confusion and concern amongst firms around whether to be an independent or restricted advice business post RDR. The decision is going to be a fairly subjective one for most firms, and for that reason … Read More

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Posted on 29/02/12

Things Fall Apart

Things Fall Apart. Achebe’s novel explores the social and pyschological impact of change on a society and an individual. It can be read in many ways. The change, in the novel, is to a traditional African village infiltrated by western … Read More

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Posted on 13/02/12

Cloud Storage

Post inspired by a query via Twitter. More and more people are starting to backup or store their data online believing it more secure. But is it really? Probably. But do you understand all the risks? You are probably aware … Read More

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Posted on 09/02/12

2012: Armageddon – Cookies and Compliance with ePrivacy Directive

The year is 2012 and some believe that this is the year that the world will end – doom sayers point to the fact that this was predicted thousands of years ago by the Mayans. Undoubtedly this will be a … Read More

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Posted on 06/02/12

Transparency a Poor Proxy

Calls for greater transparency are ten a penny these days, and on the face of it hard to argue with. Who wouldn’t want greater transparency? Whilst I think it will help, I’m not convinced that it is really more than … Read More

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Posted on 02/02/12

The Message is the Meaning

Something I’ve been reading about recently is language; how we use, what is means, what it does to our brains. One concept which took a while to grasp was ‘the message is the meaning’, not the content of the message, … Read More

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Posted on 26/01/12